Terms & Conditions to avail Online Gold Loan at interest rate of 12% p.a

Operational Schemes

We now provide extra benefits in our existing scheme for regular OGL customers. With this, you can re-pledge through web/app at a special low rate of interest at 12% p.a. with highest LTV and maximum loan amount subject to fulfilment of the below mentioned terms and conditions.
Customers, please avail special rebate on interest immediately by re-pledging the loan via online mode (WEB/APP), for a mimimum 6 times (or more). Kindly refer table below.

SX/SI - (Other than Kerala)

Available Scheme SX /SI
LTV Maximum LTV
Duration 90 days
Interest Rate slab
Particulars Interest rate Slab Mode of Re-pledge First Re pledge Second Re pledge
ONLINE WEB/APP If re pledged in a Month within 10 days after pledge date and before 30 days. Effective interest rate will be If re pledged again in a month within 10 days and after first Re-pledge date and before 30 days. Effective interest rate will be
0- 30 days 24% 18% 12%
31- 60 days 25%
61-90 days 26%

PL- for Kerala regions

Available Scheme SX /SI
LTV Maximum LTV
Duration 90 days
Interest Rate slab
Particulars Interest rate Slab Mode of Re-pledge First Re pledge Second Re pledge
ONLINE WEB/APP If re pledged in a Month within 10 days after pledge date and before 30 days. Effective interest rate will be If re pledged again in a month within 10 days and after first Re-pledge date and before 30 days. Effective interest rate will be
0- 30 days 20% 18% 12%
31- 60 days 24%
61-90 days 26%

Note