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Charges on Gold Loans

Security charges ranges from Rs.15 to Rs.95 based on the loan amount except in branches of Kerala, Tamilnadu, Pondicherry, Telangana, Andrapradesh and Karnataka as mentioned below;
Pledge Amount Security Charges
Up to 10000 No Charges
>10000 to 50000 Rs.15
>50000 to 1 Lakh Rs.30
> 1 Lakh to 1.5 Lac Rs.45
> 1.5 Lac to 2 Lac Rs.60
> 2 Lac to 5 Lac Rs.75
Above 5 Lac Rs.95

Auction Charges ranges from Rs.500 to 1000 based on the loan amount as mentioned below.
Loan Amount                            

1 - 2 Lakh
                   2Lakh & Above
Printing & Stationary 50 100 150
Advertisement Charges 150 150 150
Transportation 50 75 100
Insurance 25 75 75
Charges paid to auctioneer 25 50 50
Postage 50 50 50
Expense incurred for sorting,litting,and other auction related work 150 250 425
Total Auction Charges Rs.500 Rs.750 Rs.1000

 Gold Processing Charge
 At the time of Loan Settlement  Rs. 10/- * (Rupees Ten only)
Additional Processing Fee on Repledge 0.007%* of New Pledge Value(GST Extra)
Stamp duty is being collected in Rajasthan and Karnataka states as follows;
State / Loan Amount Stamp Duty
Rajasthan 0.25% of the loan amount plus applicable surcharge
Karnataka : 1 Lakhs to 10 Lakhs 0.10% of the loan amount
Karnataka : Above 10 Lakhs 0.20% of the loan amount