Gold loans starting at ₹3000 with minimal paperwork.
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Gold Weight: 0 grams
Loan Amount: ₹0
Carat: 22
Our Journey So Far
A legacy of over 76 years as one of the best NBFC in India
Highlights of Our Gold Loan
Quick disbursal*
Day wise interest rate*
Maximum loan per gram of gold*
Lower interest rates*
Easy repayment options*
No hidden charges*
Benefits of Manapparum Gold Loan
A legacy of over 76 years as the best NBFC in India
Your Gold is 100% Safe & Insured
Anytime repayment within 365 days*
24x7 additional top-up facility*
24x7 Surveillance & Monitoring*
Fully insured vaults
Turning Dreams into Reality Since 1949
Real stories from the people who trust us.
Dhanasekaran
An Optical Shop Owner’s Vision for Growth
Thanks to Manappuram’s low interest rates, I was able to invest in new inventory and improve my shop’s services.
Ammu R
A Woman’s Determination, A Gold Loan, and a Growing Catering Business
Jharna Nandi
Test old loan gave me the capital to rebuild and grow my Chanachur business.
Avail Gold Loan in 4 Easy Steps
A legacy of over 76 years as one of the best NBFC in India
Apply for a gold loan
Walk into your nearest Manappuram Gold Loan branch with your gold ornaments
Customer onboarding
Provide a valid ID proof and address proof to complete the onboarding process quickly and hassle-free.
Get the ideal value for your gold
Our experts will conduct a gold appraisal and valuation to ensure you receive the best possible loan amount.
Disbursal & Approval
Once approved, the loan amount will be credited to your bank account instantly.
Frequently Asked Questions
Everything you need to know about gold loan
What documents are required to get gold loan in India?
To get a gold loan in India, you need identity proofs such as an Aadhaar card, a Passport, a Driving Licence, or Voter ID, and an address proof such as utility bills, ration card, or rental agreement.
For a higher loan amount above 5 Lacs, a PAN card copy may also be required. Other documents include a completed application form and your bank statement.
Is my gold safe & secure?
Yes, when you pledge your gold with a trusted lender like Manappuram Finance Ltd., it is stored with maximum safety. From secure storage vaults with alarm systems, motion sensors, and restricted access to insurance protection and 24/7 surveillance, your gold is in safe hands when you choose us.
Manappuram Finance Ltd. also adheres to the strict RBI rules for NBFCs to ensure your gold is handled and stored properly.
Do I need a bank account to open a gold loan?
For most lenders, a bank account is mandatory. However, for lenders like Manappuram Finance Ltd., upto a loan amount of Rs.19,500/- you can get a gold loan even if you do not have an active bank account, but it is highly recommended to have one, for the following reasons -
- Safer and faster disbursals as the loan amount is directly credited.
- No threshold on loan amount.
- Online applications are only permitted for individuals with a bank account.
How long does it take to get a gold loan in Manappuram?
Getting a gold loan from Manappuram Finance Limited is a quick process, provided you meet the eligibility criteria and have the required documents ready. Once you are ready, you can apply both online and offline, get your gold evaluated, and submit your documents to get an approval in very short time with instant fund disbursal.
How to shift an existing gold loan from any bank/NBFC/Other Financial institutions to Manappuram?
- Check your eligibility and gather the necessary documents, such as ID, address proof, and an old loan statement.
- Once done, apply for the transfer process by visiting the nearest branch and get your gold verified to determine the new loan amount.
- After accepting the new loan amount, repay the old loan to complete the transfer. Remember to sign the new loan agreement to complete the transfer.
How to pay the Manappuram gold loan repayment online?
You can pay your Manappuram Finance Ltd. gold loan online using the Customer eService Portal or mobile app ( OGL App ) using a debit card or via net banking, mobile wallet, or UPI. Please note that credit card payments are not accepted on Manappuram’s platform.