To get a gold loan in India, you need basic identity and address proof such as Aadhaar card, Passport, Driving Licence, or Voter ID.
For higher loan amounts (higher LTV), additional documents like PAN card and income proof is required. Otherwise, these are not mandatory and depend on the selected loan option.
A completed application form is also required during the loan process.

Yes, when you pledge your gold with a trusted lender like Manappuram Finance Ltd., it is stored with maximum safety. From secure storage vaults with alarm systems, motion sensors, and restricted access to insurance protection and 24/7 surveillance, your gold is in safe hands when you choose us.
Manappuram Finance Ltd. also adheres to the strict RBI rules for NBFCs to ensure your gold is handled and stored properly.
 

For most lenders, a bank account is mandatory. However, for lenders like Manappuram Finance Ltd., upto a loan amount of Rs.19,500/- you can get a gold loan even if you do not have an active bank account, but it is highly recommended to have one, for the following reasons -

• Safer and faster disbursals as the loan amount is directly credited.
• No threshold on loan amount.
• Online applications are only permitted for individuals with a bank account.

Getting a gold loan from Manappuram Finance Limited is a quick process, provided you meet the eligibility criteria and have the required documents ready. Once you are ready, you can apply both online and offline, get your gold evaluated, and submit your documents to get an approval in very short time with instant fund disbursal.

• Check your eligibility and gather the necessary documents, such as ID, address proof, and an old loan statement.
• Once done, apply for the transfer process by visiting the nearest branch and get your gold verified to determine the new loan amount.
• After accepting the new loan amount, repay the old loan to complete the transfer. Remember to sign the new loan agreement to complete the transfer.

You can pay your Manappuram Finance Ltd. gold loan online using the Customer eService Portal or mobile app ( OGL App ) using a debit card or via net banking, mobile wallet, or UPI. Please note that credit card payments are not accepted on Manappuram’s platform.