Loan against Gold Ornaments

Why go for Personal or Business loans when you have the power of gold with you! Get a loan against your gold, in minutes!

Gold Loans Up to Rs. 1.5 Crore

  • Draw instant Cash by pledging your Gold Ornaments and Jewellery.
  • Higher loan amounts, depending on purity, net weight of the gold.
  • Choose from a range of schemes; there’s one just right for your needs.
Gold Loan - Manappuram Finance

FAQ

Gold loans are secured loans where the customer pledges the gold ornaments they hold as a collateral deposit against the money they are going to receive. Gold loans are usually taken for short term financial obligations.

Gold loans are secured loans whereas personal loans are unsecured. The gold loan requires a collateral deposit, where the gold itself is pledged against the money the customer receives, while in personal loans collateral deposits are not required. Gold loans allow greater disbursal amount; through the gold loan, you can draw up to 5 crores while personal loan allows disbursal up to just 40 lakhs. The lower interest rate of the gold loan is another feature that has convinced people to avail gold loan facilities widely for their financial requirements.

Procedures included in the application for a gold loan are very simple. You have to first approach a lender, the lender will value your gold and calculate the maximum amount you can borrow. You will be required to fill a loan application for this and submit necessary documents such as copies of ID proofs and valid address proof. Once the value is calculated the money is instantly disbursed and you can use it for your intended purpose immediately.

Anybody over the age of 18 can apply for a gold loan provided he or she is the actual owner of the ornaments they present. The banks are not required to consider factors such as income, age, credit score, banking history, etc.

Highlights of Gold Loan

  • Minimum Requirements: A certified copy of Passport, Driving License,  Aadhaar number,  Voters ID, Job card issued by NREGA duly signed by an Officer of the state government and letter issued by the NPR containing details of name and address,One recent photograph,The Permanent Account Number or Form No. 60 as defined in Income-tax Rules,1962.
  • Pay interest only for the exact period of loan, and to the exact number of days.
  • Different schemes for different needs, to suit all income groups.
Request a Call Back

Gold Loan - Extended Services

Visit your nearest Manappuram Finance Limited branch today; there’s a Gold Loan just right for your needs.

Find your Nearest Branch.

Visit your nearest branch today Find Branch

Gold Loan SMS

SMS 'GLOAN' to 56070.

Please Contact For Gold Loan Enquiries

ZONE Name Zone  Zonal Manager Name Contact No.
FZM-1 Ernakulam  Subrata Deb Sharma 9072019999
FZM-2 Madurai Ramdas K C 9349474971
FZM-3 Chennai Murugananthan 9072604047
FZM-4 Bangalore Shyju K 9072600259
FZM-5 Hyderabad Nithin Kumar 9072604048
FZM-6 Mumbai Jestin Markose 9072604074
FZM-7 Orissa Anuraj V.A 9072604073
FZM-8 Delhi Nagababu Ghanta 9072604075
 
Region Contact No.
AGRA 7318004585
ALAPUZHA 9349641420
ANANTHPUR REGION 9393779750
ASSAM 9508761030
AURANGABAD 9373717901
BALASORE 9337072152
BANGALORE-1 9379073169
BANGALORE-2 9342787552
BANGALORE-3 9108470770
BERHAMPUR 9337072152
BHOPAL 9303403377
BHUBANESWAR 9338205697
BIHAR 9508777750
CHANDIGARH 9746118005
CHENNAI REGION 9380314855
COIMBATORE REGION 9364222899
DAVANAGERE 9343032884
DELHI-1 7428840088
DELHI-2 8590804693
EAST GODAWARI 9346694122
ELURU 9390211116
ERNAKULAM-1 9388218906
ERNAKULAM-2 9388218930
ERODE 9362278511
GULBARGA 9342779939
HARYANA 9312082950
HASSAN 9343468683
HUBLI REGION 9341244913
HYDERABAD REGION 9391460155
INDORE 9072603150
JABALPUR 9072603147
JAIPUR 9314374700
JALANDHAR 7356111945
JODHAPUR 9314074622
KANCHIPURAM 9382275818
KANNUR 9388115445
KARIMNAGAR 9393599021
KOLAR 9341260305
KOLHAPUR 9371764379
KOLKATA NORTH 8389087024
KOLKATA SOUTH 9332057288
KOLLAM REGION 7994347444
KOZHIKODE REGION 9349440865
KUKATAPALLY 9391819512
KURNOOL 9390222767
LUCKNOW 9389902402
MADURAI 9362229996
MALAPURAM 9349030233
MANGALORE 9379179977
MUMBAI 9323394949
MYSORE 7483299750
NAGPUR 9320046679
NORTH GUJARAT 9375784666
ONGOLE 9390933586
PARRYS 9345380333
PATIALA 9356308153
PONDICHERY 9072600251
PUNE 9373372996
RAICHUR 7483177505
RAIPUR,CHHATISGARH 7994355579
SALEM 9362110210
SAMBALPUR 9030195997
SAURASTRA 9327276676
SECUNDRABAD 9397007939
SOUTH GUJARAT 9376652726
THIRUPATI 9394121406
THIRUVALLUR 9345924481
THRISSUR - 1 9388011116
THRISSUR - 2 9388857002
TIRUNELVELI 9072607282
TRICHY 9072600252
TRIVANDRUM REGION 9387606006
TUMKUR 9353049419
VARANASI 9336763246
VELLORE 9360294489
VIJAYAWADA REGION 9393836560
VISHAKHAPATANAM 9395125126
WARANGAL REGION 9392289255
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