Zero extra charges

Zero extra charges

Maximum loan amount per gram

Maximum loan amount per gram

Loan for 1 year duration

Loan available for 1 year duration

Available at your Doorstep

Available at your Doorstep

Our Special Offerings

Loan against Gold Ornaments

Why go for Personal or Business loans when you have the power of gold with you! Get a loan against your gold, in minutes!

Instant Gold Loan
  • Draw instant Cash by pledging your Gold Ornaments and Jewellery.
  • Higher loan amounts, depending on purity, net weight of the gold.
  • Choose from a range of schemes; there’s one just right for your needs.
Our Special Offerings

FAQ’s

What is a gold loan?

Gold loans are secured loans where the customer pledges the gold ornaments they hold as a collateral deposit against the money they are going to receive. Gold loans are usually taken for short term financial obligations.

Why Gold loans are preferred over personal loans?

Gold loans are secured loans whereas personal loans are unsecured. The gold loan requires a collateral deposit, where the gold itself is pledged against the money the customer receives, while in personal loans collateral deposits are not required. Gold loans allow greater disbursal amount; through the gold loan, you can draw up to 5 crores while personal loan allows disbursal up to just 40 lakhs. The lower interest rate of the gold loan is another feature that has convinced people to avail gold loan facilities widely for their financial requirements.

How to apply for a gold loan?

Procedures included in the application for a gold loan are very simple. You have to first approach a lender, the lender will value your gold and calculate the maximum amount you can borrow. You will be required to fill a loan application for this and submit necessary documents such as copies of ID proofs and valid address proof. Once the value is calculated the money is instantly disbursed and you can use it for your intended purpose immediately.

Who can apply for a gold loan?

Anybody over the age of 18 can apply for a gold loan provided he or she is the actual owner of the ornaments they present. The banks are not required to consider factors such as income, age, credit score, banking history, etc.

Highlights of Gold Loan

Minimum Requirements: A certified copy of Passport, Driving License,  Aadhaar number,  Voters ID, Job card issued by NREGA duly signed by an Officer of the state government and letter issued by the NPR containing details of name and address,The Permanent Account Number or Form No. 60 as defined in Income-tax Rules,1962.

 

Pay interest

Pay interest only for the exact period of loan, and to the exact number of days.

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Different schemes for different needs, to suit all income groups.

Gold Loan - Extended Services

Visit your nearest Manappuram Finance Limited branch today; there’s a Gold Loan just right for your needs.

Find your Nearest Branch.
Visit your nearest branch today

OGL

ONLINE GOLD LOAN

With our new online gold loan facility, you can avail gold loan 24x7, from anywhere in the world!

Please Contact For Gold Loan Enquiries

Zone 1 - Ernakulam

ZONE Zone 1 - ErnakulamZonal Manager Name I Anjan KumarContact No. 9072019999

Zone 2 - Madurai

ZONE Zone 2 - MaduraiZonal Manager Name Raj Kumar RoyContact No. 9349474971

Zone 3 - Chennai

ZONE Zone 3 - ChennaiZonal Manager Name Supriyo BiswasContact No. 9072604047

Zone 4 - Bangalore

ZONE Zone 4 - BangaloreZonal Manager Name Pradip SahaContact No. 9072600259

Zone 5 - Hyderabad

ZONE Zone 5 - HyderabadZonal Manager Name Samir DebnathContact No. 7994442463

Zone 6 - Mumbai

ZONE Zone 6 - MumbaiZonal Manager Name Suresh BevaraContact No. 9072604074

Zone 7 - Orissa

ZONE Zone 7 - OrissaZonal Manager Name Brij BhushanContact No. 7994442465

Zone 8 - Delhi

ZONE Zone 8 - DelhiZonal Manager Name Ravi KContact No. 9072604075

Enquire Now

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Manappuram Finance Limited always welcomes your opinion and it is our constant strives to improve continuously and provide the best service to our customers.