Gold Loan in Ernakulam
Looking for urgent funds to fulfil some crucial expenses? With Manappuram Finance, you can avail of a gold loan in Ernakulam, an option that is both safe and fast. By just using your gold jewellery as collateral, you can access instant liquidity for personal or business use.
Gold Loan Interest Rates in Ernakulam
Manappuram Finance offers competitive gold loan interest rates in Ernakulam, starting from just 9.90% per annum*. The final loan amount is based on factors such as loan tenure, amount, scheme type, and other related criteria.
| Scheme Name | LTV | Loan Limit | Monthly Prompt | Bimonthly Prompt | Quarterly Prompt | Base Interest Rate | Annualised Rate of Interest |
|---|---|---|---|---|---|---|---|
| MT + 5 | 75% | Min ₹5 Lakhs | 9.90% | 21.67% | 21.67% | 21.67% | 23.96% |
| SA + 1 | 60% | Min ₹1.95 Lakhs | 11.50% | 21.67% | 21.67% | 21.67% | 23.96% |
| DS | 50% | Max ₹75,000 | 12.00% | 20.00% | 21.67% | 21.67% | 23.96% |
Note: Learn more about the interest rates of our gold loan schemes to make an informed decision.
Highest Gold Loan Per Gram in Ernakulam
Get maximum value for your gold with Manappuram Finance in Ernakulam. Use our online calculator to know the rate based on purity and market trends.
Gold loan calculator
Best Gold Loan Company in Ernakulam
Manappuram Finance continues to lead as a trusted provider of gold loans in Ernakulam in 2025. Here's why customers trust us:
- Instant fund disbursal once approved
- Attractive gold loan interest rates starting at 9.90% per annum*.
- Hassle-free online and offline application processes
- Multiple repayment options to suit your financial comfort
Eligibility Criteria to Get a Gold Loan in Ernakulam
To apply for a gold loan with Manappuram Finance in Ernakulam, make sure you meet the following criteria:
- Must be 18 years or older
- Own gold jewellery between 18k to 24k purity
- Have valid ID and address proof
How to Apply for a Gold Loan in Ernakulam
Online
- Visit our website or download our mobile app
- Upload the required documents
- Visit our nearest Ernakulam branch for a physical gold verification
- Get funds disbursed instantly to your account
Offline
- Visit a Manappuram Finance Limited branch in Ernakulam.
- Fill the form and submit the gold and documents.
- Get quick loan approval after verification.
Documents Required for Gold Loan in Ernakulam
- Proof of Identity - Aadhaar card, Voter ID, driving Licence or Passport.
- Proof of Address - Aadhaar card, Voter ID, driving Licence or Passport.
- Filled Application form
- Bank Statement: If required
Apply for a Gold Loan at the Nearest Manappuram Ernakulam Branch
With us, you get the best value for your gold, trusted service, and instant disbursal. Visit a nearby Manappuram branch or apply online to get your gold loan in Ernakulam today.
FAQs About Gold Loans in Ernakulam
Contact Us
Call our toll-free number: 1800-420-22-33 or walk into your nearest Manappuram Finance branch in Ernakulam to speak with a loan advisor and get started right away!. To get in touch with us, visit our Enquire Now page.