Gold Loan in Kerala
Meeting urgent financial needs without selling your gold is now easier than ever. A gold loan in Kerala from Manappuram Finance offers fast disbursal, minimal paperwork, and complete control over your repayment plan. It is highly valued for its speed, simplicity, and flexibility.
Get the lower gold loan interest rate in Kerala with us today!
Gold Loan Interest Rates in Kerala
Looking for the most competitive gold loan interest rate in Kerala? Manappuram Finance offers rates starting from just 9.90% per annum*, making your borrowing experience both affordable and hassle-free.
| Scheme Name | LTV | Loan Limit | Monthly Prompt | Bimonthly Prompt | Quarterly Prompt | Base Interest Rate | Annualised Rate of Interest |
|---|---|---|---|---|---|---|---|
| MT + 5 | 75% | Min ₹5 Lakhs | 9.90% | 21.67% | 21.67% | 21.67% | 23.96% |
| SA + 1 | 60% | Min ₹1.95 Lakhs | 11.50% | 21.67% | 21.67% | 21.67% | 23.96% |
| DS | 50% | Max ₹75,000 | 12.00% | 20.00% | 21.67% | 21.67% | 23.96% |
Note: Learn more about the interest rates of our gold loan schemes to make an informed decision.
Highest Gold Loan Per Gram in Kerala
At Manappuram Finance, you can enjoy one of the lower gold loan interest rates in Kerala. Use our online gold loan calculator to find accurate per-gram rates based on your gold’s purity and current market trends.
Gold Loan Calculator
Best Gold Loan Company in Kerala
In 2025, Manappuram Finance is already standing out as one of the most trusted gold loan Kerala providers and a leading name in the industry.
- Seamless application process: online or offline
- Instant loan disbursal
- Quick application approvals
- Competitive interest rates starting from 9.90% per annum*
Eligibility Criteria to Get a Gold Loan in Kerala
- Age - 18 years or older
- Gold Jewellery - 18K to 24K purity.
- Documents - identity and address proof
How to Apply for a Gold Loan in Kerala
Online
- Visit our website or app.
- Upload required documents
- Visit the nearest branch for gold submission
- Receive instant funds
Offline
- Visit a Manappuram Finance branch in Kerala
- Submit your documents and gold
- Get approved and instant funds
Documents Required for Gold Loan
- Proof of Identity - Aadhaar card, Voter ID, driving Licence or Passport.
- Proof of Address - Aadhaar card, PAN card, utility bills, etc.
Apply for a Gold Loan at the Nearest Manappuram Kerala Branch
Ready to unlock instant funds with your gold jewellery? Apply now for a Manappuram Finance gold loan in Kerala either online or by visiting our nearest branch.
FAQs About Gold Loans in Kerala
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Contact Us
Ready to apply for a gold loan in Kerala? Call our toll-free number: 1800-420-22-33 or walk into the nearest Manappuram Finance Kerala branch today. To get in touch with us, visit our Enquire Now page.