Gold loans starting at ₹10,000 with minimal paperwork.
Looking for an instant gold loan near me? Manappuram Finance offers an instant gold loan with quick approval, minimal paperwork, and fast disbursal through its extensive branch network.
Enter the amount and carat value to see how much gold is required.
Enter your gold weight (in grams) and carat value to see your eligible amount.
Gold Weight: 0 grams
Loan Amount: ₹0
Carat: 22
Services we offer
Tailored Financial Solutions—Reassuring You’re Always Covered.
Why 1.75+ Crore Indian Customers Chose Manappuram?
One of the best non-banking finance company that caters to its customer needs
Quick disbursal*
Day wise interest rate*
Maximum loan per gram of gold*
Lower interest rates*
Easy repayment options*
No hidden charges*
Turning Dreams into Reality Since 1949
Real stories from the people who trust us.
An Optical Shop Owner’s Vision for Growth
Thanks to Manappuram’s low interest rates, I was able to invest in new inventory and improve my shop’s services.
A Woman’s Determination, A Gold Loan, and a Growing Catering Business
Gold loan gave me the capital to rebuild and grow my Chanachur business.
Our Journey So Far
A legacy of over 76 years as one of the best NBFC in India
In 2007, we became the first Kerala based NBFC to receive investment from foreign institutional investors (FIIs) when the celebrated PE fund, Sequoia Capital, invested Rs.700 million along with Hudson Equity Holdings.
Chairman & MD's Message
A future with gold, and beyond gold
Chairman & MD's Message
A future with gold, and beyond gold
V P Nandakumar
The gold loans business is about unleashing the hidden power of this gold, bringing to life what is otherwise a dead investment.
Thank you for your interest in our company. As you browse through this website you will discover why Manappuram Finance Limited is a leader in the gold loans business in India and how, with recent diversification into new businesses like microfinance, home and vehicle loans, we are poised for the next phase of growth.
Read More about MD's MessageFrequently Asked Questions
Everything you need to know about gold loan
What documents are required to get gold loan in India?
To get a gold loan in India, you need basic identity and address proof such as Aadhaar card, Passport, Driving Licence, or Voter ID.
For higher loan amounts (higher LTV), additional documents like PAN card and income proof is required. Otherwise, these are not mandatory and depend on the selected loan option.
A completed application form is also required during the loan process.
Is my gold safe & secure?
Yes, when you pledge your gold with a trusted lender like Manappuram Finance Ltd., it is stored with maximum safety. From secure storage vaults with alarm systems, motion sensors, and restricted access to insurance protection and 24/7 surveillance, your gold is in safe hands when you choose us.
Manappuram Finance Ltd. also adheres to the strict RBI rules for NBFCs to ensure your gold is handled and stored properly.
Do I need a bank account to open a gold loan?
For most lenders, a bank account is mandatory. However, for lenders like Manappuram Finance Ltd., upto a loan amount of Rs.19,500/- you can get a gold loan even if you do not have an active bank account, but it is highly recommended to have one, for the following reasons -
- Safer and faster disbursals as the loan amount is directly credited.
- No threshold on loan amount.
- Online applications are only permitted for individuals with a bank account.
How long does it take to get a gold loan in Manappuram?
Getting a gold loan from Manappuram Finance Limited is a quick process, provided you meet the eligibility criteria and have the required documents ready. Once you are ready, you can apply both online and offline, get your gold evaluated, and submit your documents to get an approval in very short time with instant fund disbursal.
How to shift an existing gold loan from any bank/NBFC/Other Financial institutions to Manappuram?
- Check your eligibility and gather the necessary documents, such as ID, address proof, and an old loan statement.
- Once done, apply for the transfer process by visiting the nearest branch and get your gold verified to determine the new loan amount.
- After accepting the new loan amount, repay the old loan to complete the transfer. Remember to sign the new loan agreement to complete the transfer.
How to pay the Manappuram gold loan repayment online?
You can pay your Manappuram Finance Ltd. gold loan online using the Customer eService Portal or mobile app ( OGL App ) using a debit card or via net banking, mobile wallet, or UPI. Please note that credit card payments are not accepted on Manappuram’s platform.
Articles & Guides
Smart reads to help you borrow, save, and invest with confidence.
4 min readWhen you need funds quickly, the choice often comes down to using your savings or opting for a gold loan. Both options are helpful, but the right decision depends on your financial situation, urgency and future plans. Your savings represent…
4 min readWhen you are managing short-term financial needs, gold often becomes one of the quickest ways to unlock funds. It is common for borrowers to pledge jewellery for immediate liquidity, especially during emergencies or planned expenses. However, many…
4 min readIf you are considering using your gold to raise funds, you might wonder whether now is the right time. Gold prices fluctuate frequently, which directly affects your loan value. Understanding how these trends work can help you avoid uncertainty and…
4 min readWhen considering a gold loan, you are almost certain to come across the LTV ratio. At first glance, it may seem like just another financial acronym, but in reality, it plays a central role in determining how much you can borrow against your gold. …
4 min readWhen you are looking to raise funds quickly, a gold loan often feels like the most straightforward option. It is fast, relatively simple and does not require a lengthy credit evaluation. However, one detail that deserves closer attention is the gold…
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ERNAKULAM ERNAKULAM
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