Gold loans starting at ₹3000 with minimal paperwork.
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Gold Weight: 0 grams
Loan Amount: ₹0
Carat: 22
Services we offer
Tailored Financial Solutions—Reassuring You’re Always Covered.
Why 1.75+ Crore Indian Customers Chose Manappuram?
One of the best non-banking finance company that caters to its customer needs
Quick disbursal*
Day wise interest rate*
Maximum loan per gram of gold*
Lower interest rates*
Easy repayment options*
No hidden charges*
Turning Dreams into Reality Since 1949
Real stories from the people who trust us.
Dhanasekaran
An Optical Shop Owner’s Vision for Growth
Thanks to Manappuram’s low interest rates, I was able to invest in new inventory and improve my shop’s services.
Ammu R
A Woman’s Determination, A Gold Loan, and a Growing Catering Business
Jharna Nandi
Test old loan gave me the capital to rebuild and grow my Chanachur business.
Our Journey So Far
A legacy of over 76 years as one of the best NBFC in India
In 2007, we became the first Kerala based NBFC to receive investment from foreign institutional investors (FIIs) when the celebrated PE fund, Sequoia Capital, invested Rs.700 million along with Hudson Equity Holdings.
MD’s Message
A future with gold, and beyond gold
MD & Chairman's Message
A future with gold, and beyond gold
V P Nandakumar
The gold loans business is about unleashing the hidden power of this gold, bringing to life what is otherwise a dead investment.
Thank you for your interest in our company. As you browse through this website you will discover why Manappuram Finance Limited is a leader in the gold loans business in India and how, with recent diversification into new businesses like microfinance, home and vehicle loans, we are poised for the next phase of growth.
Read More about MD's MessageFrequently Asked Questions
Everything you need to know about gold loan
What documents are required to get gold loan in India?
To get a gold loan in India, you need identity proofs such as an Aadhaar card, a Passport, a Driving Licence, or Voter ID, and an address proof such as utility bills, ration card, or rental agreement.
For a higher loan amount above 5 Lacs, a PAN card copy may also be required. Other documents include a completed application form and your bank statement.
Is my gold safe & secure?
Yes, when you pledge your gold with a trusted lender like Manappuram Finance Ltd., it is stored with maximum safety. From secure storage vaults with alarm systems, motion sensors, and restricted access to insurance protection and 24/7 surveillance, your gold is in safe hands when you choose us.
Manappuram Finance Ltd. also adheres to the strict RBI rules for NBFCs to ensure your gold is handled and stored properly.
Do I need a bank account to open a gold loan?
For most lenders, a bank account is mandatory. However, for lenders like Manappuram Finance Ltd., upto a loan amount of Rs.19,500/- you can get a gold loan even if you do not have an active bank account, but it is highly recommended to have one, for the following reasons -
- Safer and faster disbursals as the loan amount is directly credited.
- No threshold on loan amount.
- Online applications are only permitted for individuals with a bank account.
How long does it take to get a gold loan in Manappuram?
Getting a gold loan from Manappuram Finance Limited is a quick process, provided you meet the eligibility criteria and have the required documents ready. Once you are ready, you can apply both online and offline, get your gold evaluated, and submit your documents to get an approval in very short time with instant fund disbursal.
How to shift an existing gold loan from any bank/NBFC/Other Financial institutions to Manappuram?
- Check your eligibility and gather the necessary documents, such as ID, address proof, and an old loan statement.
- Once done, apply for the transfer process by visiting the nearest branch and get your gold verified to determine the new loan amount.
- After accepting the new loan amount, repay the old loan to complete the transfer. Remember to sign the new loan agreement to complete the transfer.
How to pay the Manappuram gold loan repayment online?
You can pay your Manappuram Finance Ltd. gold loan online using the Customer eService Portal or mobile app ( OGL App ) using a debit card or via net banking, mobile wallet, or UPI. Please note that credit card payments are not accepted on Manappuram’s platform.
Articles & Guides
Smart reads to help you borrow, save, and invest with confidence.
NBFC Gold Loan
4 min readHow to Compare Gold Loan Offers Across Different Lenders
Thinking of taking a gold loan but feeling lost in all the numbers and terms? You’re not alone in this! Gold loans are quick and convenient, and a little research on gold loan interest rates, hidden fees, and repayment options can save you a lot of…
NBFC Gold Loan 4 min readA Complete Guide to Gold Loan Procedure
Gold loans are among the fastest and most accessible forms of secured credit in India. Whether you are facing an emergency or looking to fund a personal expense, pledging your gold assets can help you obtain emergency funds without selling…
NBFC Gold Loan 4 min readGold Loan vs Home Loan: Which is the Right Option for You?
Life often brings situations where you need funds; sometimes urgently, sometimes for building your future. That’s when loan options like gold loans and home loans come into the picture. A gold loan can ease immediate worries, while a home loan…
NBFC Gold Loan 4 min readIs Taking a Gold Loan for Education a Smart Choice for Higher Studies?
Summary: Taking a gold loan for higher education is a smart, flexible option with quick disbursal, competitive interest rates, and minimal paperwork. By pledging your gold, you can access funds instantly for tuition, living expenses, or study…
NBFC Gold Loan 4 min readBullet Repayment Explained for Gold Loan Borrowers
Summary: Bullet repayment in gold loans lets borrowers pay the entire principal and interest in one lump sum at the end of the loan term. It offers flexibility, ease for those with irregular income, and simple financial planning, but requires…
News
Latest updates at a glance.
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MANAPPURAM FINANCE TURNS 75
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MANAPPURAM FINANCE TURNS 75
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Manappuram Finance Ltd Unveils Innovative ‘Make Life Easy With Doorstep Gold Loan’ Campaign To Revolutionize Gold Loan Accessibility Nationwide
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Manappuram Finance Ltd Unveils Innovative ‘Make Life Easy With Doorstep Gold Loan’ Campaign To Revolutionize Gold Loan Accessibility Nationwide
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VP Nandakumar Honored With Financial Success Champion Award
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VP Nandakumar Honored With Financial Success Champion Award
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In A Sweet Spot
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In A Sweet Spot
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The Case For Improving Manufacturing Productivity
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The Case For Improving Manufacturing Productivity
Events
Latest updates at a glance.
ERNAKULAMDonation of Photostat Machine to Varapuzha Police Station
Donation of Photostat Machine to Varapuzha Police Station
ERNAKULAM
KOTTAYAMDonation of Equipment to Mother Teresa Special School for Mentally Handicapped Children, Uzhavoor, Kottayam
Donation of Equipment to Mother Teresa Special School for Mentally Handicapped Children, Uzhavoor, Kottayam
KOTTAYAM
ThrissurDonation of Photostat machine to West Police station.
Donation of Photostat machine to West Police station.
Thrissur
ThrissurDonation of a desktop computer to the Block Resource Centre
Donation of a desktop computer to the Block Resource Centre
Thrissur
Valapad, ThrissurManappuram Foundation helped Mr. Soorej and Mr. Kannan by providing 4-wheeler scooters
Manappuram Foundation helped Mr. Soorej and Mr. Kannan by providing 4-wheeler scooters
Valapad, ThrissurAre you looking for Extra Income?
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